Consumers National Bank

Consumers National Bank Interest Rates

When you partner with Consumers National Bank, you’ll benefit from:

  • Competitive interest rates
  • Growth products to help you reach financial goals
  • The opportunity to earn on every dollar you entrust to us

You’ll find a variety of accounts to help you:

  • Manage daily expenses
  • Set aside funds to pay for healthcare costs
  • Invest savings for greater return

Many of the account options at Consumers National Bank deliver strong returns with low minimum balances. Interest rates and APYs* shown here are effective today only and are subject to change daily.

Brilliant High Yield Checking LEARN MORE

A free personal checking account with high yield interest.

Balance

Minimum Opening Deposit

Interest Rate

APY*

$0.01 to $10,000

$50

1.49%**

1.50%**

$10,000.01 & Over

$50

0.02%

0.02%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

**When conditions are met. If you do not qualify, you will earn 0.02% APY on the average collected balance for the statement period. Both rates are subject to change at any time. See details here.

Consumers Relationship Checking LEARN MORE

An interest-bearing personal checking account with a variety of features.

Balance

APY*

< $5,000

0.02%

$5,000.00 to $9,999.99

0.02%

$10,000.00 to $49,999.99

0.02%

$50,000.00 & Over

0.02%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Consumers Relationship Money Market LEARN MORE

A savings account with 5 tiers of interest rates.

Balance

Interest Rate

APY*

< $10,000

0.10%

0.10%

$10,000.00 to $24,999.99

0.50%

0.50%

$25,000 to $99,999.99

1.00%

1.01%

$100,000 to $499,999.99

1.49%

1.50%

$500,000 & over

1.98%

2.00%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Certificates of Deposit (CDs) LEARN MORE

A low-risk investment tool offering guaranteed returns at a fixed rate.

Term

Minimum Opening Deposit

Interest Rate

APY*
    4 Month $1,000.00 3.78% 3.85%
  25 Month $1,000.00 3.20% 3.25%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Rates subject to change at any time without notice. Service fees or penalties charged against the account may reduce earnings. Penalty for early withdrawal. Special rate offers limited to $1 million per depositor. Not available for Brokers/Agents/Public Funds/Financial Institutions
Please call (800) 948-1262 for information about public fund deposits.

Dimes to Dollars Savings LEARN MORE

Round debit card purchases up to the nearest dollar, and watch your savings grow!

Balance

Minimum Opening Deposit

Interest Rate

APY*

$0.01 to $999.99

$50

2.97%

3.00%

$1,000+

$50

0.03%

0.03%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Personal Savings LEARN MORE

A flexible savings account with competitive interest rates.

Balance

Minimum Opening Deposit

Interest Rate

APY*

$200.00 to $249,999.99

$50

0.03%

0.03%

$250,000+

$50

0.05%

0.05%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Other Personal Savings

Savings accounts for short-term and long-term goals at any age.

Account

Minimum Opening Deposit

Interest Rate

APY*

Holiday Savings

$10

0.03%

0.03%

Individual Retirement Account (IRA)

$100

0.03%

0.03%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Consumer Premium MMDA LEARN MORE

A money market deposit account that gives you access to funds when you need them and tiered interest rates for higher returns.

Balance

Minimum Opening Deposit

Interest Rate

APY*

$0 to $19,999.99

$50

0.10%

0.10%

$20,000 to $74,999.99

$50

0.30%

0.30%

$75,000+

$50

0.50%

0.50%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Health Savings Account LEARN MORE

Set aside pre-tax** dollars to pay for qualified medical expenses.

Balance

Minimum Opening Deposit

Interest Rate

APY*

$0.01 to $2,499.99

$50

0.02%

0.02%

$2,500 to $9,999.99

$50

0.05%

0.05%

$10,000+

$50

0.08%

0.08%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

**Consult your tax advisor

Business Savings LEARN MORE

A flexible savings account that helps you earn interest on surplus cash until you need it.

Balance

Minimum Opening Deposit

Interest Rate

APY*

$200.00 to $249,999.99

$100

0.03%

0.03%

$250,000+

$100

0.05%

0.05%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

Business Premium MMDA LEARN MORE

A money market deposit account with 3 tiers to increase your earning potential with check-writing access to your funds.

Balance

Minimum Opening Deposit

Interest Rate

APY*

$0 to $19,999.99

$100

0.10%

0.10%

$20,000 to $74,999.99

$100

0.30%

0.30%

$75,000+

$100

0.50%

0.50%

*APY = Annual Percentage Yield. Fees may reduce earnings. Rates effective as of 10/31/2025 | Member FDIC

 

Consumers Bank

Consumers Bank

Consumers Bank

Consumers Bank

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