Zero Down Payment Home Loans | Consumers Community Difference™

The Consumers Community Difference™ mortgage program is designed to make homeownership more accessible, especially for those struggling to save for a large down payment. With our zero-down-payment home loans, qualified buyers in Ohio can purchase a primary residence without a down payment or PMI, helping keep monthly payments more affordable. Whether you're a first-time homebuyer or returning to the market, this fixed-rate mortgage program offers a flexible and affordable path to owning a home. Our local lending experts provide the personalized guidance you need—limits apply, so connect with us today.

Additional Details

• Up to 6% seller contribution allowed, and can be used for closing costs or prepaid items
• Available for one to two unit owner-occupied properties including single-family, attached or detached, condos and planned unit developments
• A HUD-approved, pre-purchase homebuyer education workshop or relevant landlord counseling required for first time home buyers.
• Max Debt to income 48%
• Min borrower contribution $400.00