Sweep Accounts

Business Sweep Account Services

A Business Sweep Account from Consumers National Bank automatically transfers excess balances between your checking and interest-earning accounts, helping you maximize returns while maintaining liquidity. Designed for small and mid-sized businesses, our locally supported treasury solutions simplify cash management with secure and compliant service.

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sweep accounts

How Sweep Accounts Work<

  • Daily Balance Monitoring: At the end of each business day, your account balance is reviewed.

  • Automatic Transfers: Excess funds are “swept” into an interest-bearing account above your target threshold.

  • Liquidity Protection: Funds can be swept back to cover debits and maintain necessary operating balances.

  • Seamless Execution: Automation ensures reliable and efficient daily management.

You can link sweep accounts with zero balance accounts to make your dollars work for you!

Benefits of a Business Sweep Account

  • Earn interest on idle account balances.

  • Maintain operating cash flow automatically.

  • Eliminate manual money movement between accounts.

  • Improve your daily cash position and returns.

  • Streamline treasury management tasks.

Investment Sweep Account Features

 

INVESTMENT SWEEP ACCOUNTS

Get Started with Consumers Sweep Accounts

Consumers National Bank can help you start improving your business’s cash management with an automated sweep solution. Contact us today to learn how a Business Sweep Account can help you earn more while staying in control, or visit any of our branch locations for a more hands-on approach.

What is a Sweep Account?

A sweep account is a bank service that transfers excess funds from a business checking account into an interest-bearing account at the end of each business day.

How Does a Sweep Account Work?

The system reviews your account daily and automatically transfers funds above a target balance to a savings or investment account. If the balance drops below the threshold, funds are moved back to cover activity.

What Are the Benefits of a Business Sweep Account?

A sweep account helps maximize interest income, reduce idle cash, maintain liquidity, and simplify daily cash flow management for your business.

What is Sweep Account Balance Management?

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