Protect Yourself from Scams

How to Protect Yourself from Online Scams

In today's online environment, scammers are continually developing and using sophisticated techniques to steal from unsuspecting individuals. Scammers can target you in various ways. Identity theft, fraud, and misappropriation of funds can happen through emails, online links, text messages, phone calls, or letters.

Cyber scammers utilize tactics such as:

  • Spoofed bank calls
  • Threats
  • Blackmail
  • Fake sales
  • Donations
  • Check kiting

Unfortunately, no one is immune to becoming a victim of a scam, and in order to keep your identity and money safe and secure, you must remain vigilant and educated on the most common scams. It’s very important to be cautious when interacting with strangers, particularly online. Once you fall prey to a scam, there is likely no way to get your money back.

Be Aware of these Online Scams

Scammers employ a variety of techniques to entice unsuspecting victims. They can often be kind, compassionate, and eager individuals who seem to be trying to help you. In other instances, they may use threats and other fear-based tactics to influence you into giving them your identity or sending them money. Here are some common scams to be on the lookout for.

Scams that are Used to Target Students

  • Counterfeit goods
  • Overpaying
  • Malware email
  • Fake property listings
  • Check cashing
  • Fraudulent student emails

Scams that are Used to Target Adults, Parents, or Retirees

  • Family members
  • Email security breach
  • Philanthropy
  • Government Impostors
  • Debt relief
  • Investment
  • Dating
  • Fraudulent Closing
  • Ecommerce
  • Sweepstakes email

The Best Ways to Avoid Being Scammed

If you believe you may be involved in a situation where scammers are contacting you, don’t fret. There are ways to keep your information safe. If you want to protect your identity, we recommend these tips.

  1. Do not reply
  2. Do not click on anything
  3. Do not answer any unknown calls
  4. Do not rely on caller ID
  5. Do not provide your personal information
  6. Always verify credentials

If you think you are victimized in a scam, it’s important to inform law enforcement authorities right away. If you have any other questions or concerns, send us a message online to connect with our team of banking experts. You can also call us at (330) 341-8741 or toll free at (800) 948-1262.