Make the switch and earn up to $525** when you open qualifying accounts!

• Get $300 when you open any Personal Checking Account and meet all qualifications.¹
• Get $200 when you open a Consumer Money Market Account at our current rate and meet all qualifications.²
• Get $25 when you complete 25 debit card transactions after opening a new Checking Account.³

All our accounts enjoy access to:

• Free Mobile Check Deposit
• Free Mobile Pay (Apple Pay®, Samsung® Pay and Google Pay™)
• Free access to thousands of ATMs via the nationwide MoneyPass® network
• Free Person-to-Person (P2P) transactions
• 6-Month CD Special at 4.00% APY*
• 12-Month CD Special at 3.75% APY*

Get 0.25% off a new Home Equity Line of Credit or Personal Loan***

* APY = Annual Percentage Yield. CD Specials must be opened at the Canton office. Rates effective 9/22/2025. $1,000 minimum deposit to open. Rates subject to change at any time without notice. Service fees or penalties charged against the account may reduce earnings. Penalty for early withdrawal. Special rate offers limited to $1 million per depositor. Not available for Brokers/Agents/Public Funds/Financial Institutions.

**Completing all the below requirements will result in earning $525.

¹ To receive $300 bonus: 1) Open any personal Checking Account at the Canton office, subject to approval, with money not already on deposit at Consumers Bank. 2) Deposit $250 or more within 10 business days of account opening. 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) of $250 or more from your employer or the government. You can receive only one new Checking Account-related bonus per calendar year.

² To receive $200 Money Market bonus: 1) Open any personal Money Market Account at the Canton branch, subject to approval. 2) Deposit a total of $50,000 or more of money not already on deposit at Consumers Bank into the new Money Market Account within 10 business days of account opening. 3) Maintain at least a $50,000 balance for 180 days from the date of deposit.

³ To receive $25 bonus: 1) Use your debit card at least 25 times within two months of opening a new personal Checking Account. POS/Signature transactions only; ATM transactions will not be included in your final transaction count.

IMPORTANT INFORMATION: Offers not available to existing Consumers Bank customers. All bonuses are considered interest and will be reported on IRS Form 1099-INT. After you have completed the above requirements for one or more of the above offers, we'll deposit the bonus(es) in your new account(s) within 60 business days. If an account is closed within six months, we will deduct the bonus at closing. Valid for personal accounts only.

Offers expire 6/30/2026.

***The Home Equity Line of Credit has a variable Annual Percentage Rate (APR) and is determined by The Wall Street Journal Prime Rate plus or minus a margin. Because the Prime Rate may vary, your APR will go up or down if the Prime Rate changes. The current Wall Street Journal Prime Rate is 7.25% as of September 18, 2025. The maximum APR will not be more than 18.00%. Your loan request and specific rate is subject to credit approval. Lines of credit are available only on owner occupied homes. Property insurance is required and flood insurance may be required. There is a $50 annual fee, which is waived the first year. There is an early termination fee of 2% of the line amount or a maximum of $500.00, if the line is paid off and closed within the first 36 months. Interest only payment during initial draw period. Rates are subject to change.

Get up to $500 With A New Business Checking Account

• Open Ultimate Checking—Get $500*
• Open Complete Checking—Get $250*
• Open Entrée Checking—Get $100*

Get Up To $500 For New Checks!*

• Get up to $500 toward a new order of business checks with a new business account

All 3 Accounts Feature:

• Up To $500 toward new checks
• Positive Pay (Check & ACH) with Payee Verification free for 12 statement cycles**
• Online Business Banking and Bill Pay – free
• Mobile Banking – free
• Business MasterCard® debit card
• Surcharge-free access to 40,000 MoneyPass ATMs nationwide

*Offers only available at the Canton branch. Bonuses and $500 check credit available to new Business Checking customers with funds not already on deposit at Consumers National Bank. To receive a $500 bonus and $500 check credit for Ultimate Checking, or a $250 bonus and $500 check credit for Complete Checking, or a $100 bonus and $500 check credit for Entrée Checking: Open a new checking account, maintain an average balance of at least $5,000 for 3 statement cycles, and enroll in online Business Banking or Treasury Management services. Once qualifications are met, customer will be refunded the cost of new checks ordered through Consumers National Bank up to $500 within 5 business days. Customer is responsible for all check costs in excess of $500. Current Consumers Bank Business Checking customers are not eligible. Limit one $500 check credit and one $500 bonus per business.

IMPORTANT INFORMATION: Offers not available to existing Consumers Bank customers. All bonuses are considered interest and will be reported on IRS Form 1099-INT. After you have completed the above requirements for one of the above offers, we’ll deposit the bonus(es) in your new account(s) within 60 business days. If an account is closed within six months, we will deduct the bonus at closing. Valid for business accounts only.
Offers expire 6/30/2026.

**In order to receive 12 months of Consumers National Bank’s ACH and Check Positive Pay service at no cost, customer must open any Business Checking account with funds not already on deposit with Consumers Bank and maintain an average ledger balance of $25,000 for 12 months. A fee of $35 will be charged every month the account balance falls below $25,000. An early termination fee of $500 will be charged if customer terminates the contract prior to the 12-month term. Customer must sign and comply with the terms of the Commercial Internet Banking agreement. Offer expires 6/30/2026.