*Important Disclosure Information: Rates as low as 7.74% Annual Percentage Rate (APR). The promotional rate applies only to new amortizing fixed-rate Home Equity Loans of at least $10,000 and no more than $50,000. Home Equity Lines of Credit do not qualify for this offer. Home Equity Loans are available only for 1–4-unit owner-occupied homes. Eligibility for the promotion and consummation of eligible loans is subject to standard credit underwriting and approval. Refinancing existing Consumers National Bank home equity loans does not qualify. Rate details: Rate of 6.50% with an APR of 7.74% current as of 2-10-2025. Rates are subject to change at any time. With a rate of 6.50%, APR of 7.74% and a term of 60 months, and amount financed of $25,000.00, your estimated payment would be $489.15. Your rate may be different depending on credit history, term, loan-to-value and other pertinent factors. 7.74% APR promotional rate assumes a minimum credit score of 700, 5-year term, 85% LTV and first lien position. Subject to appraisal. Appraisal fees waived on loans $25,000 or greater (not to exceed $500), borrower is responsible for all other Closing Costs. Appraisal fee waiver does not apply if request includes payoff and refinance of existing Consumers National Bank home equity loan or line originated within the previous 24 months. Other rates, terms, payments, and loan amounts are available. Prepayment fee of 1% of balance of loan if closed within 36 months of the origination date (not to exceed $500). Offer subject to change without notice.