Articles & Updates
Things to Consider When Growing Your Small Business
As your business grows, your needs change. Growing businesses benefit from small business banking services that make financial tasks easier, such as payroll, paying vendors or accepting payments.
Banks offer business banking services that can help you. At Consumers National Bank, we offer an array of financial services to meet the needs of small businesses. Our business banking options give you the flexibility you need to improve and manage cash flow easily, so you can focus on growing your business.
Business banking options from Consumers National Bank include:
With merchant services, you can process payments using the latest technology. By choosing Consumer National Bank for your merchant services, you’ll also benefit from personalized service and competitive rates. We provide payment solutions for every business need through our affiliation with Finet.
Consumers National Bank will help you find the best processing option at the best available pricing. We provide everything you need, from training, supplies, equipment and service.
We have full suite of products, including POS systems, back-office solutions, industry specific products and more. Since business transactions can take place anywhere – not just a retail environment – we offer payment tools for online, over the phone and in person. And we keep you informed with robust monitoring and reporting.
You can spend more time on your business when you’re not writing and processing checks. ACH (automated clearing house) provides convenient electronic funds transfer, so you can make or collect payment automatically and be more efficient than ever.
ACH also allows you to offer:
- Direct deposit payroll to your staff
- Easy vendor payment via transfer instead of mailed checks
- Automatic debits for consumer rent payments, memberships and other reoccurring charges
You can even schedule federal, state and local tax payments. With ACH, you have the Consumers National Bank payment center supporting you with formatting files, inbound data transmission and handling funds from banks anywhere in the world
Remote Deposit Capture
Remote Deposit Capture lets you quickly deposit checks into your business bank account without having to visit the branch or ATM. With remote deposit capture, you get faster access to your funds and remove holds on larger checks to improve cash flow. Plus, you save a trip to the bank.
You can easily submit checks electronically using the Internet or a cellular network on your computer or laptop. Consumers National Bank business banking experts will also help with recommendations on hardware, software or scanners.
Business banking is designed to let the banking experts manage the details while you do what you do best – grow your business. Consumers National Bank also offer business savings accounts, business checking accounts and business lending options.